Are you looking for an accountant for your business in Quebec but don’t know where to start? Getting a free accounting quote is the first step toward finding the professional who meets your needs at the best price. However, many business owners jump in without knowing exactly what to ask for, how to compare the quotes they receive, or what pitfalls to avoid.
This comprehensive guide walks you through every step of the process: from the initial request to a structured comparison of proposals, including common mistakes that can be costly. Since 2023, Bankeo has connected more than 12,000 business owners with the perfect accountant through its network of over 1,500 firms across Quebec.
Requesting an accounting quote isn't a luxury—it's an essential step for any entrepreneur who wants to choose the right accountant for their business. Here's why this step is a must.
Accounting rates in Quebec vary widely. A CPA charge between $100 and $200 per hour, depending on their expertise, location, and the complexity of your case. Without a quote, you have no basis for comparison to determine whether the proposed price is fair.
A detailed quote protects you from hidden fees. It clarifies what is included in the package (bookkeeping, tax returns, consulting) and what will be billed separately. Without this transparency, many business owners are surprised by unexpected costs at the end of the tax year.
Every business has different needs. A general accountant may not be the right fit for an SME in the construction or technology sector. The proposal allows you to assess whether the professional understands your industry and your specific challenges.
There are several ways to get a free accounting quote. Here are the main options available in Quebec in 2026.
Bankeo acts as an accountant broker. Rather than simply sending you quotes, the Bankeo team analyzes your needs, budget, and industry to match you with the ideal accountant from a network of over 1,500 firms across Quebec.
The entrepreneur chooses how many accountants they would like to meet. Bankeo provides all the information about the accountant selected by the team, including the contract and a complete list of services. The process is 100% free and involves no obligation for the entrepreneur.
Several websites in Quebec offer to connect you with accountants. You fill out a form detailing your needs and typically receive proposals from professionals in your area. It’s quick, but the results are often less personalized than those from a brokerage service.
You can also contact accounting firms directly. The CPA directory lets you find professionals by region and specialty. This method takes more time, but gives you complete control over your selection.
Asking your professional network for recommendations is still a reliable approach. A business owner who is satisfied with their accountant will often be happy to recommend them to you. However, an accountant who is excellent for one company isn’t necessarily the right fit for yours.
| Method | Cost | Customization | Number of offers | Support |
|---|---|---|---|---|
| Bankeo Brokerage | Free | High (custom matching) | Depending on your preferences | Ongoing (post-matching follow-up) |
| Bidding platforms | Free | Average (standard form) | 2–3 bids | None |
| Direct Search ( CPA Directory) | Free | Varies (depending on your specific situation) | Unlimited | None |
| Word of mouth | Free | Variable | Limited | None |
Not all proposals are created equal. A professional and comprehensive proposal must include specific elements that will enable you to make an informed decision. Here is the essential checklist.
The proposal must specify each service covered: bookkeeping, preparation of tax returns (T2, CO-17), payroll management, preparation of financial statements, etc. Make sure that each service is explicitly named, rather than grouped under a vague term such as “general accounting services.”
Does the accountant charge by the hour, on a monthly flat rate, or on an annual flat rate? All three models have their advantages. A flat rate offers budget predictability, while an hourly rate may be better suited for one-time needs. Also ask whether taxes (GST/QST) are included in the listed price.
Some services are not always included in the basic package: responding to a tax assessment notice, representing clients before Revenu Québec, providing ad hoc strategic advice, and preparing special statements. A good quote should list these extras and their prices.
Check the required notice period for terminating the engagement (often 30 to 90 days), early termination penalties, and the procedures for transferring your accounting records. A professional accountant should never hold your records hostage.
The proposal should confirm that the accountant is a member in good standing ofthe Ordre des CPA Québec. This ensures a level of competence and ethics that is legally mandated. Depending on the type of professional (accounting clerk, technician, or CPA), the services offered and rates vary significantly.
In Quebec, only Chartered Professional Accountants CPA) are authorized to perform audit, review, and compilation engagements. For basic bookkeeping, an accounting technician or bookkeeper may suffice, often at a lower rate. Tailor your request for a quote to the type of professional you actually need.
Have you received two or three quotes? Comparing accounting quotes can seem complicated, especially if the formats and services vary from one professional to another. Use this 8-point checklist to help you organize your analysis.
| Criterion | What to check | Suggested weighting |
|---|---|---|
| 1. Included services | Detailed list of services covered by the package | 20% |
| 2. Pricing | Total price, billing method (hourly/flat rate), taxes included or not | 20% |
| 3. Qualifications | CPA designation, years of experience, industry specialization | 15% |
| 4. Industry experience | Knowledge of your industry and similar clients | 15% |
| 5. Availability | Response times, availability (email, phone, video) | 10% |
| 6. Software used | Compatibility with your current software (QuickBooks, Sage, etc.) | 5% |
| 7. Terms and Conditions | Notice of termination, additional fees, document transfer | 10% |
| 8. Reputation | Google reviews, customer testimonials, years in business | 5% |
The natural instinct is to choose the cheapest option. However, an accountant charging $80/hour who takes 3 hours to prepare your financial statements ends up costing more than an CPA charging $150/hour who can do it in 1 hour. Analyze the total cost per service, not just the hourly rate.
An accountant who specializes in your field is familiar with the specific deductions, regulatory requirements, and best practices in your industry. For example, an accountant in Montreal who specializes in technology will not charge the same rate or offer the same services as a generalist.
Even with the best intentions, certain mistakes in your application can cost you time and money. Avoid these common pitfalls.
Before contacting an accountant, make a list of your specific needs: monthly transaction volume, number of employees, tax obligations (T2, CO-17, GST/QST), software used, and need for strategic advice. The more specific your request is, the more accurate the quote will be.
A single quote gives you no basis for comparison. Aim for at least two or three quotes to get a realistic picture of the market. That’s exactly what a service like Bankeo makes possible—it presents you with options tailored to your specific situation.
Hidden additional fees can account for 20% to 40% of the total annual cost. Read the terms and conditions carefully: fees for phone calls, late filing fees, and account closure fees.
The cheapest accountant isn't necessarily the best choice. A qualified professional who can optimize your tax situation can save you thousands of dollars in tax deductions and credits. Consider the return on investment, not just the bill.
A quote is the start of a conversation, not a take-it-or-leave-it offer. Feel free to ask for clarification, negotiate certain terms, or request references from clients in your industry.
To get an accurate and relevant quote, have this information ready before contacting an accountant or filling out an online form.
Legal structure (sole proprietorship, corporation, general partnership), approximate annual revenue, industry, and number of employees and subcontractors. This information allows the accountant to assess the complexity of your case.
Identify the services you need: general accounting, bookkeeping, preparation of T2/CO-17 returns, GST/QST management, payroll, auditing, or compilation services.
Number of invoices issued per month, number of expenses to process, bank accounts to reconcile. An entrepreneur with 20 transactions per month will not pay the same rate as one who processes 500.
Please let us know which accounting software you currently use (QuickBooks, Sage, Wave, etc.) or if you’re starting from scratch. Technical compatibility may affect the price and quality of service.
Most platforms send you generic quotes. Bankeo, an accounting brokerage firm, takes a fundamentally different approach.
The Bankeo team takes the time to understand your unique situation as an entrepreneur: your industry, the size of your business, your budget, and your specific challenges. It’s not an automated algorithm that sends you random names. A human reviews your profile and matches you with the most suitable accountant from among 1,500+ firms across Quebec.
Bankeo provides you with all the details about the recommended accountant: their detailed contract, full list of services, and pricing. You’ll know exactly what you’re getting before you commit.
If your relationship with your accountant isn't ideal, Bankeo will continue to help you find a better alternative. With traditional referral platforms, once the connection is made, you're on your own.
Bankeo matches your business with the perfect accountant from among 1,500+ firms in Quebec. It’s free, fast, and no-obligation.
Find my accountantTo assess whether a bid is competitive, it is helpful to know the market price ranges in Quebec in 2026.
| Service | Price range for 2026 | Current billing method |
|---|---|---|
| Bookkeeping | $250 to $800 per month | Monthly plan |
| T2/CO-17 Returns | $1,000 to $3,500 per year | Annual subscription |
| GST/QST Management | $200 to $600 per quarter | Quarterly plan |
| Payroll management | $25 to $50 per employee per month | Per employee |
| Tax planning | $150 to $250 per hour | Hourly rate |
| Compilation project | $1,500 to $5,000 per year | Annual subscription |
| Strategic advice | $150 to $300 per hour | Hourly rate |
These ranges represent averages for the Quebec market. Actual rates vary depending on the size of your business, the complexity of your case, and your location. For detailed rates by service type, see our comprehensive guide to accounting fees in Quebec.
Once you’ve identified the best bid, there are a few more steps to take to get off to a good start with your new accountant.
Before signing, verify that the accountant is a member of the Ordre des CPA Québec by checking the official directory. It’s free and takes less than a minute.
This document sets forth the agreed-upon services, fees, payment schedules, and responsibilities of each party. It serves as your protection in the event of a dispute.
If you switch accountants, be sure to collect all your accounting documents from your previous accountant. Check out our guide to learn how to avoid common mistakes during the transition.
Agree from the outset on the frequency of follow-up meetings (monthly, quarterly) and key tax deadlines. A good accountant is a proactive partner, not just a reactive service provider.
More than 12,000 Quebec entrepreneurs have found their perfect accountant thanks to Bankeo. Why not you?
Find my accountantYes. Most accountants offer an initial consultation and a quote at no charge. The Bankeo brokerage service is also 100% free and comes with no obligation for business owners.
Ideally, you should get at least 2 or 3 quotes to have a solid basis for comparison. With Bankeo, you choose how many accountants you’d like to meet.
Generally, an accountant provides a quote within 24 to 72 hours after the initial meeting or after the form is submitted. With Bankeo, the matching process usually takes just a few business days.
Be wary of unusually low prices. Check what services are actually included, whether the professional is CPA if there are any additional fees. A very low price may hide unmentioned extras or a lack of experience.
Yes, most accountants are open to discussion, especially if you can offer them a recurring contract. Present competing quotes (without naming the professionals) to give yourself some leverage in negotiations.
A flat-rate plan offers budget predictability: you pay a fixed monthly or annual amount. An hourly rate is more flexible but less predictable. For small and medium-sized businesses with regular needs, a flat-rate plan is often recommended.
Not necessarily. With online accounting, an accountant in Quebec City can easily serve a business owner in Gatineau. What matters is the quality of service and expertise in your field, not geographical proximity.
Consult the official directory of the Ordre des CPA Québec. You can search by name or firm and verify that the professional is in good standing.
The engagement letter outlines the agreed-upon services, fees, the frequency of deliverables, the client’s responsibilities (such as providing documents on time), and the terms of termination. It is a contract that protects both parties.
Absolutely. You have the right to switch accountants at any time, provided you give the notice period specified in your agreement. The previous accountant is legally required to hand over your documents to you. Check out our article on tips for finding the perfect accountant to get off to a good start.
Whether you fill out the form or talk to our team, we will get to know you, your business and the type of bookkeeper you are looking for.
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