AI in Accounting Observatory in France: The Real Figures (2026)
AI and accounting;

AI in Accounting Observatory in France: The Real Figures (2026)

23/7/2026

In short. In short. AI in accounting has moved from experimentation to everyday use: recent public studies report that up to 98% of professionals surveyed use it daily, but only 21% of firms have a formalized policy governing this use. AI accelerates accounting processes without replacing verified human judgment, which, in turn, entails professional responsibility.

In short, AI in accounting has moved from experimentation to everyday use. Recent public studies report that up to 98% of professionals surveyed use it daily, but only 21% of firms have formalized a policy governing its use. In practical terms, AI accelerates accounting processes (data entry, reconciliations, drafts, summaries) without replacing verified human judgment, which remains the basis for professional accountability.

This page serves as a reference point. It compiles information from verifiable public data, Bankeo's observations on its own real-world requests, and the implications for entrepreneurs and accounting firms. For a more in-depth look, see our AI and Accounting dossier.

Methodology: what you read here

We clearly distinguish three types of information, because they do not have the same evidentiary value:

  1. Third-party public data. Figures from named sector studies, with their source and sample size. These are mostly international surveys (North America, several continents), not strictly Quebec statistics: to be read as trends in the profession, not as a local census.
  2. Actual Bankeo figures. Our own operational data, measured, not estimated: 15,000+ requests received since 2023, 1,248 mandates concluded, 1,500+ accountants in our network, 4.7/5 on 180+ Google reviews.
  3. Qualitative observations from Bankeo. What we observe on the demand side, presented as an observation and never as a fabricated percentage. We do not publish any "Bankeo AI survey": we have not conducted one.

Rule applied everywhere: each figure is either sourced data or an actual figure from Bankeo. No statistics are fabricated.

What is the current state of AI adoption in accounting firms?

The most significant shift in the last two years has been the frequency of use. According to Karbon's State of AI in Accounting 2026 report (surveying nearly 600 professionals across six continents), 98% of respondents use AI daily or several times a day . The reported time savings amount to approximately 60 minutes per employee per day, or roughly 21 hours per month .

But the same study highlights a significant gap: only 21% of firms have a formalized AI policy or strategy , and less than half invest in building their teams. In other words, the tool is everywhere, but the necessary support is scarce.

On the American side, the 2025 Intuit QuickBooks Accountant Technology Survey (700 professionals in the United States, April 2025) points in the same direction: 46% of accountants use AI every day , nearly double the rate observed among small business clients (28%). And 81% report that AI has had a positive effect on their productivity .

What are accountants actually doing with AI?

AI usage has moved beyond simple data entry. According to the Intuit 2025 survey, 93% of accountants have used AI to enhance their strategic consulting services , and 79% expect this support work to expand within the year. The underlying trend, therefore, is not "AI is replacing the accountant," but rather "AI is absorbing repetitive tasks, while the accountant moves into consulting."

This is consistent with what an entrepreneur should be looking for today: an accountant who automates what can be automated and frees up time for what matters: relationships, planning, interpretation.

What do the professional bodies say? Canada ?

Here, the numbers give way to the framework. In Quebec, the Quebec CPA Order has published a Guide to Best Practices in Artificial Intelligence , designed by CPAs for CPAs, which sets out concrete guidelines: ethical obligations, governance, protection of confidential information, and reducing the risk of erroneous results. The message is clear: AI is a tool, but the responsibility remains human.

At the Canadian level, CPA Canada documents automation and AI for the profession and integrates digital skills into its professional program. Internationally, IFAC emphasizes the same principle: AI enhances capabilities, but professionals remain accountable for their conclusions.

La lecture combinée de ces sources est stable et rassurante : la profession ne cache pas l'IA, elle l'encadre. C'est exactement la logique de vérification que Bankeo applique à son réseau, mesurée par l'Indice Bankeo et ses plus de 20 critères.

AI or human accountant: who does what?

The opposition is a false debate. The real question is the distribution of roles. Here's how the work is divided in a firm that uses AI correctly:

(see comparative table)

The red line is simple: AI produces, humans validate and are accountable for the conclusion. This is what distinguishes a draft from a signed declaration.

What Bankeo observes on the demand side

Bankeo is not an accounting firm: we connect entrepreneurs with the right accountant. Our benchmark is the 15,000+ requests received since 2023 and the 1,248 mandates finalized . Here are our actual figures and observations, presented as such.

Nos chiffres réels : un réseau de 1 500+ comptables, une note de 4,7/5 sur 180+ avis Google, et une fourchette de prix documentée dans le Baromètre Bankeo (médiane autour de 3 000 $ par an, de 500 $ à 6 000 $ selon le secteur et la complexité).

What we are observing, on the demand side (qualitative observations, not percentages):

  • Entrepreneurs almost never ask for "an accountant who uses AI." They ask for clarity, availability, and a predictable price. AI interests them as a means, not an end.
  • The question that arises is one of trust: "Who is responsible if the tool makes a mistake?" The verified human factor remains the decisive criterion for the choice.
  • Firms that automate effectively respond more quickly and take on more consulting assignments. For them, AI enhances client relationships, it doesn't replace them.

That's precisely the role we play: translating these needs into a connection with the right accountant, free of charge for the entrepreneur. To submit a request, see Find your accountant ; for the perspective of accounting firms, see Bankeo for accountants .

What this changes for the entrepreneur

Three concrete points. First, an accountant equipped with AI should save you time, not increase your trust: less paperwork, more advice. Second, demand to know who approves the work: a deliverable generated by AI without human review is not as valuable as verified work. Finally, the price shouldn't skyrocket under the guise of technology; use the Bankeo Barometer as a benchmark.

AI is changing the game in accounting production. It doesn't change what you should be looking for: the right human match, vetted, who will stay by your side.

What AI does, what a human does (verified)

  • Continuous data entry, categorization and bank reconciliations. Anomaly control and arbitration of borderline cases.
  • Draft emails, meeting summaries and early versions of reports. Validation of tone, client context and accuracy.
  • Trend detection and alerts on data discrepancies. Strategic interpretation and business recommendations.
  • Documentary research and synthesis of general tax rules. Application to the real case and responsibility for the conclusion.
  • Speed ​​and constant availability, without fatigue. Professional judgment, ethics and signed accountability.
  • Creation of a deliverable to be verified. Audited deliverable which engages the accountant's responsibility.

Frequently asked questions

What percentage of accountants will be using AI in 2026?

According to Karbon's State of AI in Accounting 2026 report (surveying nearly 600 professionals across six continents), 98% of respondents use AI daily or several times a day. The Intuit QuickBooks 2025 survey (700 professionals in the United States) reports 46% daily usage. These are international figures to be interpreted as industry trends, not as a strictly Quebec-specific census.

Will AI replace accountants?

Studies don't point to a replacement, but rather a shift in workload: AI absorbs repetitive tasks, and accountants move into advisory roles. In the Intuit 2025 survey, 93% of accountants already use AI to enhance their advisory services. The responsibility for finalizing the transaction, however, remains human and requires commitment.

Does AI change the price of an accountant?

Pas de façon spectaculaire à ce jour. Le prix d'un comptable au Québec suit surtout la complexité de votre dossier. Notre point de repère reste le Baromètre Bankeo : une médiane autour de 3 000 $ par an, de 500 $ à 6 000 $ selon le secteur. L'IA devrait faire gagner du temps, pas gonfler la facture au nom de la technologie.

Is it risky to entrust my accounting to a firm that uses AI?

The risk isn't the tool itself, it's the lack of oversight. Studies show a gap: only about 21% of firms have a formalized AI policy. The Quebec CPA Order even publishes a best practices guide specifically to regulate its use. The key question to ask your accountant is: who verifies the tool's accuracy and who is responsible if it makes a mistake?

Do these figures come from a survey conducted by Bankeo?

No. Bankeo has not conducted any survey on AI adoption and does not invent any percentages. The adoption statistics come from cited public sources (Karbon, Intuit QuickBooks, CPA). Canada , IFAC). What Bankeo brings are its real operating figures (15,000+ requests received, 1,248 mandates concluded, 1,500+ accountants, 4.7/5) and qualitative observations presented as such.

How does Bankeo verify the accountants in its network?

Bankeo n'emploie pas les comptables : nous jumelons l'entrepreneur avec le bon professionnel, gratuitement. La qualité et la fiabilité du réseau sont mesurées par l'Indice Bankeo, une grille de plus de 20 critères. Vous pouvez lancer une demande via trouver son comptable et être accompagné dans la durée.

Sources

Note

General information provided for guidance purposes only, reflecting the current 2026 tax regulations. It does not replace the advice of an accountant or chartered accountant: always consult a professional for your specific situation.

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