Terms of use

 

CONDITIONS OF USE

Last updated: April 12, 2026

Please read these Terms of Use (the “Terms” ) carefully, as they govern your use of and access to the website of 9483-2235 Québec Inc., operating under the trade name Les Services BANKEO ( “BANKEO™”, “we”, “our” ), available at the following address: https://www.bankeo.ca/ (the “Site” ) as well as, where applicable, your use of BANKEO’s integrated matching services, including support from a BANKEO Broker (as defined below), with accounting specialists offered through the Site and our internal processes (the “Services” and, collectively with the Site, the “Platform ”). For the sake of clarity, BANKEO is not and will not, under any circumstances, be considered a company offering accounting services and acts solely as an intermediary between you and, where applicable, the accounting specialists in our network who are bound by a service agreement with BANKEO and registered on our matching Platform.

For the purposes of these Terms, the terms “you,” “your,” or “yours” refer to you as a visitor to our Site, a requester of information, or a recipient of our Services, acting as a representative of a company seeking to be matched with accounting specialists through BANKEO.

To the extent permitted by law, we reserve the right, in our sole and absolute discretion, to modify these Terms, or any part thereof, at any time. Unless BANKEO makes a change for legal or administrative reasons, BANKEO will provide you, through the Site, with reasonable notice prior to the effective date of the modified Terms. The amended Terms will take effect upon publication and will apply to your use of the Site or our Services from that time forward.

THESE TERMS CONSTITUTE A BINDING AGREEMENT REGARDING YOUR USE OF THE PLATFORM. BY USING AND ACCESSING THE PLATFORM, YOU: (I) CONFIRM THAT YOU HAVE READ AND UNDERSTOOD EACH OF THE TERMS OF THESE TERMS; AND (II) ACCEPT THESE TERMS AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE PLATFORM. IN THAT CASE, YOU WILL HAVE NO RIGHTS IN CONNECTION WITH THE PLATFORM AND YOU MUST NOT ACCESS OR USE IT.

Services Offered

BANKEO Broker. A “BANKEO Broker ” refers to a BANKEO representative whose role is to assist you in identifying your needs and to facilitate your connection with one or more accounting specialists within the BANKEO network. The BANKEO Broker does not act as a financial, accounting, or tax advisor and does not provide any professional advice.

How it works. Once you have completed your request for information, specifying the services you need, we will forward this information to a BANKEO Broker who will assist you in optimizing your profile before your request is submitted to one or more qualified accounting specialists in your industry—specialists who focus on the type of work you wish to undertake and who are licensed in the / jurisdiction(s) where you operate your business. The BANKEO Broker will introduce you to the accounting specialist(s) interested in your request, including their service offerings.

Please note, however, that BANKEO cannot guarantee that an accounting specialist will be matched to you to perform the services you are seeking, nor can it guarantee that accounting specialists will serve the geographic area or jurisdiction where your business operates.

Information provided when requesting a service quote. When using BANKEO’s Services, you will be required to provide certain information regarding your needs when requesting a service quote. Some of this information will be sent to accounting specialists or professionals, who will use it to contact you and provide a quote, or to any other person or group associated with BANKEO in order to follow up on the request for a quote. By providing us with this information and the request for a Service quote, you formally consent to being contacted by BANKEO, accounting specialists, or other professionals in our network via telephone, text message (SMS), email, mail, or any other electronic means of communication at the numbers and addresses you provided in your request for a Service quote. This will allow us to provide better follow-up on the Services we offer on our Platform, address any questions related to your client profile, or any other reasonable matter related to your request for Services.

Responsibility and Accuracy of Disclosed Information. You are solely responsible for any information you enter or upload through the Platform, and you release BANKEO from any liability in this regard. Notwithstanding the foregoing, if the information submitted is, in whole or in part, inaccurate, out of date, false, or incomplete, or if BANKEO has reasonable grounds to believe that such information is inaccurate, out of date, false, or incomplete, BANKEO reserves the right not to proceed with any request for a Service offer and may deny you access, present or future, to the Platform as well as to the Services, in whole or in part, following such an erroneous request for a Service offer. In short, you are solely and exclusively responsible for any use of BANKEO’s online Services by you or by any person who intentionally or unintentionally accesses your client profile, as well as for any transmission or attempted transmission of false information, including, in particular, name, phone number, address, and email address, are likely to cause losses and/or damages to BANKEO, to the accounting specialists who are members of our network, and to any other user, and exposes you, without limitation, to claims by BANKEO for damages.

Selection of accounting professionals. BANKEO has established a selection process designed to verify the professional credentials, skills, and qualifications of accounting professionals seeking to join the BANKEO network. This process represents a reasonable effort and in no way constitutes a guarantee of the quality of the services that will be provided to you by an accounting professional.

Information about accounting professionals. BANKEO assumes no liability for keeping the profiles of accounting professionals in our network up to date. BANKEO endeavors to keep the information about accounting professionals on its Platform current based on requests for updates and to modify it as necessary. BANKEO recommends that all users verify the information of a selected accounting specialist listed on the Platform before signing any service contract resulting from a request for a service quote submitted in accordance with the terms and conditions herein. For the sake of clarity, BANKEO disclaims all liability and makes no warranties regarding the selection process, the selection criteria, the information obtained or presented during the selection process, or the disclosure of such information. BANKEO is also not responsible for ensuring that the selection and verification process is adequate or that the information received during the selection and verification process is accurate, up-to-date, and error-free.

Use of the Platform

Grant of License. Subject to your strict compliance with these Terms, BANKEO authorizes you to access and use the Platform, and hereby grants you a limited, non-exclusive, non-transferable license, without the right to sublicense, to use and access the Platform solely in accordance with these Terms.

Use of the Platform by Minors. You represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding contract. The Platform and the Services are intended exclusively for business representatives. BANKEO does not knowingly collect personal information from individuals under the age of 18.

Privacy Policy; Platform Security. Any collection and use of your personal information via the Site or through our Services is governed by our Privacy Policy, available at: https://www.bankeo.ca/soutien/politique-de-confidentialite, which forms an integral part of these Terms. In the event of a conflict between the terms of the Terms and those of the Privacy Policy regarding the collection and use of your personal information, the terms of the Privacy Policy shall prevail. Please also note that, although we use commercially reasonable security measures to protect your personal information, we cannot guarantee that unauthorized third parties will never be able to breach the Platform’s security measures or misuse your personal information.

Features. Subject to your strict compliance with these Terms, the Platform and our Services allow you, in particular, to: (i) receive communications from BANKEO regarding your matching request via email, telephone, or any other agreed-upon means of communication; and (ii) where applicable, be connected with accounting specialists through a BANKEO Broker. BANKEO may also offer new services and/or features through the Platform (including the release of new tools and resources); such new services and/or features will then be subject to these Terms.

Accuracy of Published Information. BANKEO uses commercially reasonable efforts to ensure that the information available on the Platform is accurate and up-to-date. However, certain information regarding Third-Party Products (as defined below) displayed on the Platform may contain typographical errors, inaccuracies, or minor omissions. In such cases, and to the extent permitted by law, we reserve the right to correct such minor errors, inaccuracies, or omissions on the Platform without affecting your use of the Platform.

Restrictions. You may not, directly or indirectly: (i) copy, modify, or create derivative works based on the Platform, in whole or in part, including through the use of any web scraping tool or technique, whether automated or not; (ii) rent, lend, sell, sublicense, assign, distribute, publish, transfer, or otherwise make the Platform available; (iii) reverse engineer, disassemble, decompile, decode, adapt, or otherwise attempt to derive or access the Platform’s source code, in whole or in part; (iv) remove any proprietary notices from the Platform; or (v) use the Platform in violation of these Terms; (vi) share features or content of the Platform with third parties; (vii) probe, scan, test for vulnerabilities, or circumvent any security mechanisms used by the websites, servers, or networks connected to the Platform; (viii) take any action that imposes an unreasonable or disproportionate load on the websites, servers, or networks connected to the Platform; (ix) access (or attempt to access) or use the data of other authorized users through the Platform; (x) knowingly diminish or hinder access to the Platform; (xi) access or use the Platform to create a similar or competing platform or service; (xii) copy personal information available on the Platform without authorization; (xiii) use an automated system, including web crawlers and offline readers, to access the Platform; (xiv) transmit, via the Platform, spam, chain letters, or any other form of unsolicited email; (xv) upload invalid data, viruses, worms, or other malware via the Platform; (xvi) collect, extract, or harvest personally identifiable information from the Platform; (xvii) impersonate any person or entity or otherwise make false representations regarding your affiliation with any person or entity, commit fraud, or conceal or attempt to conceal your identity; (xviii) interfere with the proper functioning of the Platform; (xix) access any content on the Platform using means or technologies other than those provided or authorized by the Platform; or (xx) use the Platform in a manner or for a purpose that infringes, misappropriates, or otherwise violates any intellectual property right or other right of any person, or that violates any applicable law. Failure to comply with the obligations set forth in these Terms may result in the termination of your privileges to use the Platform and cause significant harm to BANKEO or the accounting professionals in our network. Accordingly, you understand and agree (i) that BANKEO may, at any time, deny you access to the Platform without prior notice; and/or (ii) to be held liable and to indemnify BANKEO for any loss and/or damage that BANKEO may incur as a result of your failure to comply with these Terms.

Suspension of the Platform; Service Levels. Notwithstanding any provision to the contrary in these Terms, BANKEO reserves the right to refuse to process your request for Services, to suspend or terminate your support from a BANKEO Broker, or to restrict your access to the Site, if BANKEO reasonably determines that: (i) there is a threat or attack on any component of the Platform; (ii) your use of the Platform disrupts or poses a security risk to the Platform or any other BANKEO user; (iii) you are using the Platform for fraudulent or illegal activities; (iv) your use of the Platform is prohibited by applicable laws; or (v) your use of the Platform violates the provisions of these Terms (each, a “Suspension” ). BANKEO will endeavor to notify you in writing, to the extent possible, of any Suspension and to provide you with updates regarding the restoration of access to the Platform following a Suspension. Notwithstanding the foregoing, BANKEO will use commercially reasonable efforts to make access to the Platform available as soon as reasonably possible after the event giving rise to the Suspension has been resolved. To the extent permitted by law, BANKEO is not liable for any damages, losses (including any loss of profits), or any other consequences you may incur as a result of a Suspension.

Compliance Measures. The Platform may contain copy protection technology or other security features designed to prevent unauthorized use of the Platform, including features that protect against prohibited use of the Platform beyond the scope of the license granted herein. You must not, and must not attempt to, remove, disable, circumvent, or otherwise create or implement any workaround to such copy protection or security features.

Collection and Use of Information; Aggregated Data

Collection and Use of Information. BANKEO may, directly or indirectly, through third-party services, collect, record, and store information—including Content (as defined below)—regarding the use of the Platform and the devices through which the Platform is accessed and used, through: (i) the provision of maintenance and support services; (ii) the security measures included in the Platform as described above; and (iii) transmission via the Internet. You agree that BANKEO may use this information for any purpose related to your use of the Platform, including, but not limited to: (a) improving the Platform’s performance, analyzing trends, or developing updates; and (b) verifying compliance with the terms of these Terms and enforcing BANKEO’s rights, including all intellectual property rights in and to the Platform.

Aggregated Data. Notwithstanding any provision to the contrary in these Terms, BANKEO may monitor your use of the Platform, collect and compile sets of aggregated and anonymized data and decision models (the “Aggregated Data ”). Between the parties, all rights, titles, and interests in and to the Aggregated Data, including all intellectual property rights therein, belong to and are owned solely by BANKEO. You acknowledge and agree that BANKEO may: (i) generate Aggregated Data based on the data you have created, uploaded, submitted, used, or otherwise disclosed to BANKEO or its representatives in connection with your use of the Platform; (ii) make the Aggregated Data publicly available in accordance with applicable laws; and (iii) use the Aggregated Data to the extent and in the manner permitted by applicable laws.

User-generated content

Ownership of Content. Between you and BANKEO, you retain ownership of any uploaded or created content (such as text or other materials) that you post or communicate through the Platform or otherwise provide to BANKEO hereunder (the “Content” ), except for Feedback (as defined below).

Content License. By submitting Content to the Platform, you grant BANKEO a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, and transferable license to reproduce, adapt, translate, share, publish, modify, and generally use the Content in connection with the Platform, whether for commercial or non-commercial purposes, on any platform and in any media known or unknown to date, limited, however, to the use necessary to operate the Platform in accordance with these Terms and our Privacy Policy. You agree that BANKEO has no obligation to identify you as the author of such Content. You further agree to complete and execute any document that BANKEO may reasonably request in order to give full effect to this provision.

Netiquette; Removal. At all times, when you provide any Content hereunder, you agree not to make any statements that could be considered, in BANKEO’s sole and absolute discretion, to be: (i) abusive, defamatory, hateful, racist, xenophobic, homophobic, or sexist (or any use of discriminatory language); (ii) involving vulgar, obscene, or malicious language; and (iii) disclosing personal information or confidential information about others. At any time, BANKEO may, at its sole discretion, remove any Content that does not comply with these Terms or that may be, in BANKEO’s discretion, inappropriate.

Responsibility for Content. You hereby agree and acknowledge that you are solely responsible for any Content you provide hereunder. Accordingly, you represent and warrant to BANKEO that: (i) you are the sole and exclusive owner of the Content, or that you have all rights, licenses, authorizations, consents, and releases necessary to grant BANKEO rights to such Content; and (ii) neither the Content, nor its publication or transmission, nor BANKEO’s use of the Content infringes or will infringe the rights of third parties, including intellectual property rights, publicity rights, and privacy rights, or any Canadian or foreign law or regulation.

Platform Management. BANKEO reserves all rights relating to the administration of the Platform, including, without limitation, the right to remove without notice any Content that, in BANKEO’s sole and absolute discretion, does not comply with the rules set forth in these Terms.

Review of Content. You acknowledge and agree that BANKEO has no obligation to review the Content posted on the Platform or to monitor your access to or use of the Platform, but that it has the right to do so in order to ensure compliance with these Terms, applicable laws, court orders, government directives, or other requirements.

Third-Party Content. Through the Platform, you may use and/or access Content provided by third parties. BANKEO cannot guarantee that such Content will be free of any material or information that you may find objectionable. BANKEO assumes no liability in connection with your access to any Content.

Intellectual Property

Platform. You acknowledge and agree that the Platform is provided to you under license only and is therefore not sold to you. You do not acquire any ownership rights in or to the Platform under these Terms, nor any other rights in or to the Platform, other than the right to access and use the Platform in accordance with and subject to all terms, conditions, and restrictions as detailed in these Terms. Between the parties, BANKEO reserves and retains all of its rights, titles, and interests in and to the Platform and all intellectual property rights arising from or related to the Platform.

Platform Content. Without limiting the generality of the foregoing, subject to prior written authorization from BANKEO, BANKEO may, in its sole and absolute discretion, grant you permission to use and distribute content (such as press releases, data sheets, content, informational materials, and frequently asked questions) from the Platform. In any case, you agree (i) to respect BANKEO’s corporate image, the Trademarks (as defined below), and the applicable branding standards and accompanying symbols (i.e., the symbols: ™, ® or others) on all copies of content from the Platform; (ii) that content from the Platform is strictly intended for informational and personal use and not for commercial use; (iii) that said content is not copied or shared on other networked computers or disseminated in the media; and (iv) that no modifications are made to the content.

Trademarks; Domain Names. All trademarks, service marks, domain names, logos, trade names, and other designations of BANKEO (including BANKEO) and the Platform (collectively, the “Marks” ) are the exclusive property of BANKEO. All other domain names, trademarks, service marks, logos, trade names, and other designations are trademarks or registered trademarks of their respective owners. You agree to (i) respect BANKEO’s corporate image, the Marks, and the standards regarding branding and accompanying symbols (i.e., the symbols: ™, ® or others); (ii) not to use the Trademarks; (iii) not to harm or affect, in any way whatsoever, directly or indirectly, the image, goodwill, and/or reputation that BANKEO enjoys in connection with the Trademarks; (iv) not to use BANKEO’s Trademarks to promote your products and/or services without prior written authorization from BANKEO (which may be withheld at its sole and absolute discretion); and (v) not to use or apply to register any trademark, domain name, corporate or business name, sign, or logo that is identical, similar, or likely to cause confusion with BANKEO’s Trademarks.

Feedback. If you send or transmit to BANKEO any communications or materials suggesting or recommending changes to the Platform, including, but not limited to, new features or functionalities related thereto, or any comments, questions, suggestions, or other feedback (collectively, “Feedback” ), BANKEO shall have the right (but not the obligation) to use such Feedback. You hereby assign to BANKEO, on your behalf, all rights, titles, and interests in and to the Feedback, and such assignment shall be effective as of the date of creation of such rights, titles, and interests. You agree to waive any moral rights you hold or may hold in and to the Feedback. Without limiting the foregoing, you acknowledge and agree that BANKEO is free to use, without attribution or compensation to any party, the ideas, know-how, concepts, techniques, or other intellectual property rights contained in the Feedback for any purpose whatsoever. You also agree to complete and sign any documents that BANKEO may reasonably request in order to give full effect to this provision, even though BANKEO is under no obligation to use the Feedback.

Third-Party Products. BANKEO may distribute certain third-party products provided or published via the Platform (collectively, the “Third-Party Products”). For the purposes of these Terms, such Third-Party Products are subject to their own terms and licenses. If you do not agree to comply with the terms applicable to such Third-Party Products, you must not access or use them. You acknowledge and agree that, as between the parties, the relevant third-party providers hold all rights, title, and interest, including all intellectual property rights, in and to the Third-Party Products.

No Warranty.

THE PLATFORM, INCLUDING ANY THIRD-PARTY PRODUCTS AND EXTERNAL SITES, IS PROVIDED TO YOU “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, BANKEO, ITS AFFILIATES (IF ANY), AND RELATED ENTITIES, ACCOUNTING PROFESSIONALS, AS WELL AS THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, CONTRACTORS, AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, ERROR-FREE PERFORMANCE, SUITABILITY OF CONTENT, OR AVAILABILITY. ALTHOUGH BANKEO MAKES EVERY EFFORT TO ENSURE THAT THE INFORMATION PRESENTED ON THE PLATFORM IS COMPLETE AND ACCURATE, BANKEO CANNOT GUARANTEE THAT SUCH INFORMATION IS FREE FROM ERRORS, OMISSIONS, OR INACCURACIES. BANKEO MAKES NO WARRANTY AS TO THE QUALITY OF THE CONTENT VIEWED OR OBTAINED THROUGH THE PLATFORM.

Limitation of Liability.

BANKEO ACTS SOLELY AS AN INTERMEDIARY BETWEEN YOU AND ACCOUNTING SPECIALISTS. TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ITS AFFILIATES (IF ANY), AND RELATED ENTITIES, AS WELL AS THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, CONTRACTORS, AND LICENSORS, RESPECTIVELY, SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH SERVICES PROVIDED BY AN ACCOUNTING SPECIALIST. ALTHOUGH BANKEO RIGOROUSLY VERIFIES THE PROFESSIONAL QUALIFICATIONS AND SKILLS OF ALL ACCOUNTING SPECIALISTS, BANKEO MAKES NO REPRESENTATIONS AND OFFERS NO WARRANTIES REGARDING THE SKILLS AND QUALITY OF SERVICE OF THE ACCOUNTING SPECIALISTS YOU HIRE FOLLOWING A REQUEST FOR A SERVICE QUOTE. IT IS ENTIRELY UP TO YOU AND THE SELECTED ACCOUNTING SPECIALIST TO FOLLOW THROUGH ON A REQUEST FOR SERVICES, DRAFT A SERVICE AGREEMENT, OR AGREE ON THE TERMS AND CONDITIONS FOR THE PERFORMANCE OF THE WORK. IN NO EVENT WILL BANKEO GUARANTEE THE PERFORMANCE OF THE ACCOUNTING SPECIALIST YOU SELECT, NOR THE QUALITY AND FINAL RESULT OF THE WORK REQUIRED UNDER THE SERVICE OFFER. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, BANKEO’S LIABILITY SHALL IN NO EVENT EXCEED THE AMOUNTS PAID TO BANKEO DURING THE SIX (6) MONTHS PRECEDING THE FILING OF ANY CLAIM.

FURTHERMORE, TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL BANKEO, ITS AFFILIATES (IF ANY), AND RELATED ENTITIES, AS WELL AS THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, CONTRACTORS, AND LICENSORS, SHALL NOT BE LIABLE TO YOU FOR YOUR ACCESS TO AND USE OF THIRD-PARTY PRODUCTS OR EXTERNAL SITES, OR FOR ANY USE, INTERRUPTION, DELAY, OR INABILITY TO ACCESS AND USE THE PLATFORM, INCLUDING BUT NOT LIMITED TO IN THE EVENT OF A FAILURE, NETWORK ISSUES, FORCE MAJEURE, OR AN EVENT BEYOND OUR CONTROL, NOR FOR ANY DAMAGES THAT MAY RESULT THEREFROM. BANKEO MAY, AT ANY TIME AND WITHOUT NOTICE, TEMPORARILY SUSPEND ACCESS TO THE PLATFORM FOR MAINTENANCE PURPOSES TO ENSURE ITS PROPER FUNCTIONING, WITHOUT BEING OBLIGED TO PAY ANY COMPENSATION. TO THE FULLEST EXTENT PERMITTED BY LAW, AND WITHOUT LIMITING THE SCOPE OF THE FOREGOING, BANKEO SHALL IN NO EVENT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OF ANY KIND RELATING TO YOUR ACCESS TO AND USE OF THIRD-PARTY PRODUCTS, YOUR RELATIONSHIP WITH ACCOUNTING SPECIALISTS WHERE APPLICABLE, THE USE OR PERFORMANCE OF THE PLATFORM, THE INFORMATION AND DATA PROVIDED THROUGH THE PLATFORM OR THEIR ACCURACY, OR ANY DECISION MADE BY YOU BASED ON SUCH INFORMATION AND DATA PROVIDED THROUGH THE PLATFORM. YOU AGREE AND ACKNOWLEDGE THAT IT IS YOUR RESPONSIBILITY TO MAKE APPROPRIATE DECISIONS BASED ON YOUR EXPERTISE AND KNOWLEDGE. THE PLATFORM IS PROVIDED TO YOU UNDER THESE TERMS, AND ANY OBLIGATION OR LIABILITY THAT BANKEO OR ITS AFFILIATES (IF ANY) MAY HAVE WITH RESPECT TO YOUR USE OR INABILITY TO USE THE PLATFORM SHALL BE SOLELY IN ACCORDANCE WITH THESE TERMS.

Compensation.

By using the Platform, you agree to indemnify and hold harmless BANKEO, its affiliates (if any), and their respective directors, officers, shareholders, employees, agents, and licensors (collectively, the “BANKEO Indemnified Parties ”) from and against any and all damages, claims, liabilities, losses, costs, fines, penalties, and liabilities, including reasonable legal fees that the BANKEO Indemnified Parties may incur or be required to pay, directly or as a result of a third-party claim arising from: (i) any services provided by an accounting specialist from the BANKEO network; (ii) your use of the Platform; (iii) any use of your Content authorized by these Terms; (iv) any third-party complaint regarding solicitation emails sent by you; and (v) any other alleged violation of these Terms by you.

FOR THE SAKE OF CLARITY, BANKEO ACTS SOLELY AS AN INTERMEDIARY BETWEEN YOU AND AN ACCOUNTING SPECIALIST. CONSEQUENTLY, YOU ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR YOUR INTERACTIONS WITH THE ACCOUNTING SPECIALISTS IN THE BANKEO NETWORK. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU HEREBY RELEASE THE BANKEO INDEMNITIES FROM ANY CLAIM OR LIABILITY RELATED TO ANY PRODUCT OR SERVICE PROVIDED BY AN ACCOUNTING SPECIALIST, ANY ACTION OR INACTION BY AN ACCOUNTING SPECIALIST IN THE BANKEO NETWORK, INCLUDING, WITHOUT LIMITATION, THE FAILURE TO COMPLY WITH APPLICABLE LAWS AND/OR THE FAILURE TO COMPLY WITH THE TERMS OF A SERVICE OFFER.

No circumvention and disintermediation.

You acknowledge that BANKEO invests considerable resources in selecting, vetting, and matching accounting professionals within its network. Accordingly, you agree that, for a period of twenty-four (24) months following the last match made through BANKEO, you will not circumvent BANKEO’s Services by retaining, directly or indirectly, the services of an accounting specialist who was referred to you by BANKEO, without going through BANKEO.

This requirement applies to any new engagement or renewal of an engagement with said accounting specialist, as well as to any attempt to retain the services of another accounting specialist without going through BANKEO, particularly in the event of dissatisfaction with the specialist initially matched by BANKEO. It does not apply to engagements already in progress at the time of the match, nor to accounting specialists with whom you had a documented pre-existing business relationship prior to the match made by BANKEO.

Furthermore, if you are dissatisfied with the accounting specialist matched to you and you return to BANKEO to request a new match, the twenty-four (24)-month period described above will begin anew as of the date of the new match.

In the event of a breach of this clause, you agree to pay BANKEO, as liquidated damages and not as a penalty, a lump-sum amount of two thousand five hundred dollars ($2,500) per breach, without prejudice to BANKEO’s right to claim additional damages if the actual damages exceed this amount.

External Sites.

The Platform may contain hyperlinks to external websites (including those managed by accounting specialists and other professionals partnering with BANKEO) that take you away from the Platform ( the “External Sites” ). You acknowledge and agree that BANKEO is not responsible for the availability of these External Sites or for the accuracy of the content, products, or services available on these External Sites. Hyperlinks to External Sites do not imply that BANKEO endorses or approves of these External Sites. You acknowledge and agree that you assume all risks arising from your use of External Sites. By using the Platform, you expressly release BANKEO from any liability arising from your use of any External Site, and you are bound by the terms of use and privacy policy applicable to such External Sites. Furthermore, unless you have signed a written agreement with BANKEO expressly permitting you to do so, you may not provide a hyperlink to the Platform from other websites. BANKEO reserves the right to revoke its consent to any link at any time and in its sole discretion.

General Information

Export Regulations. The Platform may be subject to export control laws, including Canadian and U.S. export control laws. You must not, directly or indirectly, export, re-export, or distribute the Platform to, or make the Platform accessible from, any jurisdiction or country to which such export, re-export, or distribution is prohibited by law, rules, or regulations. You must comply with all applicable federal laws, regulations, and rules, and fulfill all required obligations (including obtaining any necessary export licenses or other government approvals), before exporting, re-exporting, distributing, or otherwise making the Platform available outside of Canada and the United States.

Survival of Provisions. Any provisions that, by their nature, are intended to survive the termination of these Terms shall survive such termination, including provisions relating to ownership, disclaimers of warranty, limitation of liability, and indemnification.

Assignment. You may not assign or transfer these Terms or any rights or obligations hereunder.

Notices. We may provide you with all required legal notices (including the service of legal process) by any lawful means, including by posting notices on the Platform or sending notices to any email address you provide when creating your customer profile on the Platform or during any other interaction with us or the Platform. BANKEO welcomes your comments, questions, and feedback, which can be sent to: contact@bankeo.ca.

Entire Agreement. This document, together with the Privacy Policy and, where applicable, any service agreement entered into between you and an accounting professional through BANKEO, constitutes the entire and exclusive Terms between BANKEO and you regarding the Platform, and supersedes and replaces all prior agreements, whether oral or written, between BANKEO and you.

Waiver; Severability. BANKEO’s failure to enforce any right or provision of these Terms shall not constitute a waiver of the right to enforce such right or provision in the future. A waiver of such a right or provision shall be effective only if made in writing and signed by a duly authorized representative of BANKEO. Unless expressly provided for in these Terms, BANKEO’s exercise of any of its remedies under these Terms shall not prejudice its other remedies.

Force Majeure. BANKEO shall not be liable to you, nor shall it be deemed to be in default or in breach of its obligations hereunder, for any failure or delay in the performance of its obligations hereunder where such failure or delay is due to unforeseeable events beyond its control, such as strikes, labor disputes, civil unrest, riots, rebellions, invasions, hostilities, wars, terrorist attacks, embargoes, natural disasters, epidemics, pandemics, floods, tsunamis, fires, sabotage, fluctuations or unavailability of electrical power, heat, light, air conditioning, or, where applicable, the services of accounting professionals, loss or destruction of property, or any other circumstance or cause beyond BANKEO’s reasonable control.

Invalidity or Inapplicability. If one or more provisions of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, for any reason whatsoever, such invalidity or unenforceability shall not affect the validity or enforceability of the remaining provisions of these Terms. These Terms shall then be interpreted as if the invalid or unenforceable provision had never been part of these Terms.

Governing Law and Jurisdiction. These Terms are governed by, construed, and enforced in accordance with the laws of the Province of Quebec and applicable federal laws, without regard to conflict of laws principles. Subject to the indemnification provisions herein, you agree that, if applicable, any dispute between you and BANKEO, whether arising out of, relating to, or in any way connected with these Terms, shall be brought and resolved exclusively in the judicial district of Québec, in the province of Québec, and you waive any objection that such venue is inconvenient or inappropriate.