ADVICE

The ideal accountant to advise you

Clear advice to grow your business and make the right decisions. We'll find you the ideal accountant, free of charge, to help you get a clear picture of your finances, and we'll be there for you long-term.

★★★★★
4,7/5
sur 180+ avis Google
1 500+
accountants in the network;
15 000+
applications received since 2023

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The service

This service in brief

Consulting is what transforms your figures into decisions. Forecasting, dashboards, cash flow monitoring, financing choices, preparing for an investment, a hire or growth: this is the strategic dimension of accounting, the one that saves you time and money, and that prevents many unpleasant surprises.

With Bankeo, you can find the ideal accountant for this business partner role, free of charge: the right match, someone who understands your company, your sector, and your ambitions, not just a number. We'll present you with as many accountants as needed and provide ongoing support. You never pay Bankeo; the fees are paid directly to the accountant.

Here are some key points for 2026 to help you make informed decisions: VAT is 5% and VAT is 9.975% (a combined total of 14.975% in France); tax registration becomes mandatory once your taxable sales exceed $30,000 over four consecutive calendar quarters; the Small Business Deduction (SBD) reduces federal tax to 9% on the first $500,000 of eligible income; and a corporation must file its T2 (CRA) and CO-17 (Revenu Québec) within six months of its fiscal year-end, while the tax balance is generally paid two or three months after that date. A good advisor will incorporate these factors into every decision you make.

The perimeter

What's included

  • Financial forecasts and annual budget aligned with your objectives
  • Management dashboards: gross margin, break-even point, key performance indicators for your sector
  • Cash flow monitoring and projection to anticipate downturns and tax deadlines
  • Profitability analysis by product, service or contract
  • Advice on financing: loans, lines of credit, grants and aid programs
  • Preparation of major decisions: investment, recruitment, development, incorporation;
  • Optimization of remuneration (salary or dividends) and advance payments;
  • Regular management meetings to compare the planned with the actual and adjust the course

The sequence

How does it work?

In Quebec, making sound decisions requires understanding your financial reality and business environment: the true cost of labor, margins, seasonality, access to financing, and support programs. Consulting transforms accounting into a decision-making tool rather than a mere obligation.

The key is to anticipate rather than react. A concrete example: filing a late tax return incurs an IRS penalty of 5% of the outstanding balance, plus 1% for each full month of delay up to 12 months, and Revenu Québec applies similar penalties. An accountant who provides ongoing advice anticipates these deadlines, secures your cash flow, and prepares your next steps. The accountant you find through Bankeo helps you gain clarity and remains by your side to adjust your strategy as your business grows.

The budget

What is the price?

Selon le Baromètre Bankeo (données 2024-2026 sur 1 248 dossiers réels), un comptable coûte en médiane environ 3 000 $ par année, dans une fourchette de 500 $ à 6 000 $ selon le secteur et l'étendue des services. Le conseil peut être inclus dans une mission annuelle ou facturé en complément : chaque comptable vous remet une proposition claire avant de commencer. Le jumelage Bankeo reste gratuit.

Scope of support (forecasting, dashboards, cash flow projections, tax optimization), frequency of meetings (monthly, quarterly or ad hoc), complexity of your situation (incorporation, taxes, payroll, multiple establishments), size and stage of the company (start-up, growth, transfer) and nature of the decisions to be prepared (financing, investment, recruitment, sale).

Bankeo is free and without obligation. You only pay the accountant's fees directly, once you have chosen to work together.

Frequently asked questions

Your questions, our answers

Is forecasting really useful?

Yes: it helps you manage your business, forecast cash flow, and convince a lender or investor. It's a decision-making tool, not a mere formality: you compare forecasts with actual results, then adjust your course with your accountant.

When should you consult an accountant for advice?

The sooner the better: before an investment, a hire, an incorporation, or a funding request. But it's never too late to get a clear picture and regain control of your finances.

How long does it take Bankeo to find an accountant to advise me?

Souvent en 48 h. Vous nous décrivez votre entreprise et vos objectifs, on identifie dans le réseau de 1 500+ firmes inscrites celles qui connaissent votre réalité, et on vous en présente autant qu'il le faut, sans engagement. Et si le courant ne passe plus, même dans six mois, on vous en retrouve un autre sans frais.

What common mistakes can a chartered accountant help you avoid?

The most costly mistakes include: operating without a forecast, confusing profit with cash flow, forgetting provisional tax payments or tax deadlines (5% GST, 9.975% VAT), undervaluing prices, and delaying financing applications. Regular monitoring allows you to anticipate these pitfalls rather than being caught off guard.

How much does it cost and how is Bankeo financed?

The Bankeo matching service is free for you, with no hidden fees: Bankeo is financed by its network of accountants through a fee per completed transaction, a fixed amount known in advance. The consultation can be included in a comprehensive service or billed separately by the accountant; you can compare proposals before deciding, with no obligation. For pricing benchmarks, see the Bankeo Barometer .

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