The ideal accountant to advise you

Consulting is what turns your numbers into decisions. Forecasting, dashboards, cash flow monitoring, financing options, and planning for investments, hiring, or growth: this is the strategic side of accounting, the part that saves you time and money and helps you avoid unpleasant surprises.

With Bankeo, you can find the ideal accountant for this business partnership role, for free: the right match who understands your business, your industry, and your ambitions, not just a number. We’ll introduce you to as many candidates as you need and support you every step of the way. You never pay Bankeo; the fees are set by the accountant and paid directly to them.

Key figures for 2026 to help you make informed decisions: the GST is 5% and the QST is 9.975% (for a combined rate of 14.975% in Quebec); tax registration becomes mandatory as soon as your taxable sales exceed $30,000 over four consecutive calendar quarters; The small business deduction (SBD) reduces the federal tax rate to 9% on the first $500,000 of eligible income; and a corporation must file its T2 (CRA) and CO-17 (Revenu Québec) forms within six months of the end of its fiscal year, while the tax balance is generally due two or three months after that date. Sound advice incorporates these factors into every decision you make.

• Financial Forecasts and Annual Budgets Aligned with Your Goals
• Management Dashboards: Gross Margin, Break-Even Point, Key Performance Indicators for Your Industry
• Cash flow monitoring and forecasting to anticipate cash flow shortfalls and tax deadlines
• Profitability Analysis by Product, Service, or Contract
• Financing Advice: Loans, Lines of Credit, Grants, and Assistance Programs
• Preparing for Major Decisions: Investment, Hiring, Expansion, Incorporation
• Optimizing Compensation (Salary or Dividends) and Tax Instalments
• Regular management meetings to compare actual results with projections and adjust course

In Quebec, making sound decisions requires understanding your financial reality and business environment: actual labour costs, profit margins, seasonality, access to financing, and assistance programs. Consulting transforms accounting into a decision-making tool rather than a mere obligation.

The key is to plan ahead rather than react to problems. Here’s a concrete example: filing a tax return late results in a CRA penalty of 5% of the unpaid balance, plus 1% for each full month of delay up to 12 months, and Revenu Québec imposes similar penalties. An accountant who provides ongoing advice anticipates these deadlines, safeguards your cash flow, and prepares you for the next steps. The accountant you find through Bankeo helps you see the big picture and stays by your side to adjust your course as your business grows.

Yes: it helps you manage your business, forecast cash flow, and win over a lender or investor. It’s a decision-making tool, not just a formality: you use it to compare projected vs. actual results, then adjust your course with your accountant.

The sooner, the better: before making an investment, hiring an employee, incorporating a business, or applying for financing. But it’s never too late to get a clear picture and regain control of your finances.

Often within 48 hours. You tell us about your business and your goals, we identify registered accounting firms within our network of over 1,500 firms, and we introduce you to as many as you need, with no obligation. And if things don’t work out, even after six months, we’ll find you another one at no cost.

The most costly mistakes: operating without a budget, confusing profit with cash flow, forgetting to make tax instalments or missing tax deadlines (5% GST, 9.975% QST), underpricing your services, and delaying a financing application. Regular monitoring helps you anticipate these pitfalls rather than fall into them.

The Bankeo matching service is free for you, with no hidden fees: Bankeo is funded by the accountants in its network through a fee per file, an amount known in advance. Consulting services may be included in a comprehensive engagement or billed separately by the accountant; you can compare proposals before making a decision, with no obligation. Price guidelines: The Bankeo Fee Barometer.