The ideal accountant to catch up on your accounting backlog

Falling behind on your accounts happens to many entrepreneurs: daily life takes over, the months pile up, and the stack of invoices grows. The longer you wait, the more stress mounts, especially when the tax authorities... Canada They are starting to demand statements. The good news: everything can be rectified, and often faster than you think, provided you approach it methodically.

With Bankeo, you can find the ideal accountant for catching up on your paperwork, free of charge: the right fit, someone experienced in handling overdue files and who acts impartially, not just a number. We'll present you with as many accountants as needed and provide ongoing support. You never pay Bankeo; the fees are paid directly to the accountant.

Key dates to know in 2026: Individuals must file their tax return by April 30, self-employed individuals by June 15 (but the balance due remains payable on April 30), and incorporated companies must file their T2 return (using form CO-17 in Quebec) within six months of the fiscal year-end. Regarding taxes, the 5% and 9.975% sales tax must be collected and remitted as soon as your taxable sales exceed the small supplier threshold of $30,000 over four consecutive calendar quarters: a delay in filing does not suspend any of these obligations.

• Assessment of the delays and prioritized catch-up plan, period by period
• Account reconstruction based on your bank statements and supporting documents
• Bank and credit card reconciliation for each missing period
• Production of outstanding tax returns (5% VAT and 9.975% VAT)
• Catch-up for unfiled income tax returns (T1, T2 and CO-17)
• Regularization of the file with the tax authorities and the CRA, including payment agreements
• Penalties may be reduced, particularly through the Voluntary Disclosures Program if your case is eligible.
• Establishing a simple tracking routine to ensure you never fall behind again

In Quebec, a prolonged delay has concrete costs: the tax administration; Canada Revenu Québec and the federal tax authorities each impose a late filing penalty of 5% of the outstanding balance, plus 1% per full month of delay up to a maximum of 12 months, totaling up to 17% of the balance. In case of repeated late filing, the federal penalty can reach 50%. Interest accrues daily at the prescribed rate, reviewed quarterly, and there is the risk of an estimated tax assessment, which is rarely in your favor. Acting quickly will directly reduce the bill.

The goal is twofold: to get your books in order and give you peace of mind. The accountant you found through Bankeo tackles the pile, prioritizes the most urgent declarations to stop the penalty accrual, regularizes your file with both authorities, and remains by your side to establish ongoing support.

Yes, even five or ten years can be made up. The accountant reconstructs your accounts period by period from bank statements, produces the missing returns and regularizes your file with the IRS, step by step.

No. This situation is much more common than you might think, and the accountants in the Bankeo network who handle these cases have seen it all before. They are there to act, not to judge, and to get you back on track smoothly.

It all depends on the number of periods and the condition of your documents: a few weeks for a full year, a few months for several years to reconstruct. The accountant establishes a clear schedule from the outset and prioritizes the most urgent declarations to stop the accrual of penalties as quickly as possible.

Wait until you can pay everything before filing your tax returns. The late-filing penalty applies precisely to late filing: it's best to file promptly and then arrange a payment plan with Revenu Québec or the CRA. Your accountant can handle this process for you.

Bankeo matching is free for you, with no hidden fees: you only pay your accountant's fees directly to them, and you can compare proposals before deciding, with no obligation. Bankeo is financed by a fee per completed transaction from its network of accountants, a fee known in advance. For pricing benchmarks, see the Bankeo Barometer .