The ideal accountant for your taxes

In Quebec, you file two tax returns each year: one with the provincial government (the TP-1, with Revenu Québec) and one with the federal government (the T1, with the Canada Revenue Agency). When done correctly, they ensure you don’t pay a single extra dollar, allow you to claim all your credits and deductions, and protect you from costly mistakes. When done incorrectly, they can result in high tax bills, penalties, and wasted time.

With Bankeo, you can find the ideal accountant for your tax returns, for free: the right match who understands your situation, not just a number. We’ll introduce you to as many as you need and support you every step of the way. You never pay Bankeo; the fees are the accountant’s, and you pay them directly.

Key Dates for 2026 to Remember: Individual tax returns for the 2025 tax year are due no later than April 30, 2026, and June 15, 2026, for self-employed individuals and their spouses; however, any balance due remains payable on April 30. Corporations must file their T2 (federal) and CO-17 (Quebec) returns within six months of the end of their fiscal year. As for taxes, the GST is 5% and the QST is 9.975%, and registration becomes mandatory as soon as your taxable sales exceed $30,000 over four consecutive calendar quarters.

• Preparation of your two tax returns: TP-1 (Revenu Québec) and T1 (CRA)
• T2 and CO-17 Returns for Incorporated Companies
• Income from self-employment (T2125 and TP-80), rental income, and investment income
• Maximizing all your credits and deductions (RRSPs, medical expenses, childcare costs, business expenses)
• Reporting Capital Gains and Asset Sales
• Calculation and planning of your tax instalments
• Electronic filing with Revenu Québec and the CRA
• Support for questions, notices of assessment, or audits

The Quebec tax system has its own unique features: dual tax returns, credits specific to Quebec, and separate rules for self-employed individuals and corporations. Filing late is costly: the CRA and Revenu Québec each impose a penalty of 5% of the outstanding balance, plus 1% per full month of delay (up to 12 months), in addition to interest calculated daily. An accountant who is well-versed in these rules ensures that you pay exactly the right amount, no more, no less, and that your returns are processed without a hitch.

It’s about more than just meeting the deadline: it’s about planning to legally reduce your tax liability, estimating your tax instalments, and avoiding penalties. The accountant you find through Bankeo takes this burden off your shoulders and stays by your side, year after year.

Quebec collects its own income tax: you file a return with Revenu Québec (TP-1) and one with the Canada Revenue Agency (T1). The accountant handles both in a single process.

For the 2025 tax year, the filing deadline is April 30, 2026, for most individuals, and June 15, 2026, for self-employed individuals and their spouses. Please note: Any balance due must be paid by April 30 at the latest. Corporations must file their T2 and CO-17 forms within six months of the end of their fiscal year.

The most common issues: overlooked credits and deductions (medical expenses, child care costs, self-employment expenses), missing forms, ignored tax instalments, and late filing, which triggers a penalty of 5% of the unpaid balance plus 1% per full month. An accountant will thoroughly review your file to help you avoid these issues.

Often, yes: by claiming all the credits and deductions you’re entitled to and planning ahead. The right professional knows the rules that apply to your situation.

The Bankeo matching service is free for you, with no hidden fees: you pay only your accountant’s fees, directly to them, and you can compare proposals before making a decision, with no obligation. Bankeo is funded by the accountants in its network through a fee per file, an amount known in advance. Price guidelines: The Bankeo Fee Barometer.