The ideal accountant for your taxes

In Quebec, two income tax returns are filed each year: one provincial return (the TP-1, to Revenu Québec) and one federal return (the T1, to the Canada Revenue Agency). Canada Done correctly, they prevent you from overpaying, ensure you claim all your credits and deductions, and protect you from costly mistakes. Done incorrectly, they cost you dearly in taxes, penalties, and wasted time.

With Bankeo, you can find the ideal accountant for your tax returns, free of charge: the right match, someone who understands your situation, not just a number. We'll present you with as many accountants as needed and support you every step of the way. You never pay Bankeo; the fees are paid directly to the accountant by the accountant.

Key points to remember for 2026: Individuals must file their tax returns for the 2025 tax year by April 30, 2026, and self-employed individuals and their spouses by June 15, 2026, but any outstanding balance remains payable on April 30. Companies must file their T2 (federal) and CO-17 (French) forms within six months of the end of their fiscal year. Regarding taxes, VAT is 5% and VAT is 9.975%, and registration becomes mandatory once your taxable sales exceed €30,000 over four consecutive calendar quarters.

• Filing of your two tax returns: TP-1 (Revenu Québec) and T1 (CRA)
• T2 and CO-17 declarations for incorporated companies;
• Self-employment income (T2125 and TP-80), rental income and investment income;
• Optimizing all your credits and deductions (RRSP, medical expenses, childcare expenses, business expenses)
• Declaration of capital gains and asset sales
• Calculating and planning your down payments
• Electronic transmission to Revenu Québec and the CRA
• Support in case of questions, tax notices or audits;

The Quebec system has its own unique features: double filing, Quebec-specific credits, and separate rules for self-employed individuals and corporations. Late filing is costly: the IRS and Revenu Québec each impose a penalty of 5% of the outstanding balance, plus 1% per full month of delay (up to 12 months), in addition to interest calculated daily. An accountant familiar with these rules ensures you pay the correct amount, no more, no less, and that your returns are processed smoothly.

The stakes go beyond the deadline: it's about planning to legally reduce your taxes, anticipate your advance payments, and avoid penalties. The accountant you find through Bankeo takes this responsibility on their shoulders and remains by your side, year after year.

Quebec collects its own tax: you file a return with the tax authorities (TP-1) and one with the Revenue Agency of the Canada (T1). The accountant handles both in a single step.

For the 2025 tax year, the deadline is April 30, 2026, for most individuals and June 15, 2026, for self-employed individuals and their spouses. Note: any outstanding balance remains payable by April 30. Corporations must file their T2 and CO-17 forms within six months of the end of their fiscal year.

The most frequent errors include: forgotten credits and deductions (medical expenses, childcare expenses, self-employment expenses), missing slips, missed payments, and late filing, which triggers a penalty of 5% of the outstanding balance plus 1% for each full month. An accountant will review your file to help you avoid these issues.

Often, yes: by claiming all the credits and deductions you're entitled to and by planning ahead. The right match knows the rules that apply to your situation.

Bankeo matching is free for you, with no hidden fees: you only pay your accountant's fees directly to them, and you can compare proposals before deciding, with no obligation. Bankeo is financed by a fee per completed transaction from its network of accountants, a fee known in advance. For pricing benchmarks, see the Bankeo Barometer .