This estimate is for informational purposes only. This tool provides a general idea and does not replace the advice of an accountant. For a solution tailored to your specific situation, Bankeo will find you the ideal accountant free of charge and without obligation.
Find your accountantJust enter the subtotal or the total with taxes included, and let us know if the taxes are already part of that amount.
The calculator automatically applies New Brunswick's HST (15%) to the amount you enter. You can also select a different state from the menu.
View the subtotal, the 15% VAT and the total including tax, ready to use in your invoicing.
In New Brunswick, only one tax is added to the price of most goods and services: the Harmonized Sales Tax (HST) at a rate of 15%. It combines the federal (5%) and provincial (10%) portions into a single tax and is administered by the tax authority. Canada (CRA). There is no separate provincial sales tax to add. Understanding how it works is essential for invoicing correctly and, where applicable, recovering the tax paid on your business purchases through input tax credits (ITCs).
The principle is simple: VAT is applied as a percentage of the subtotal before tax. In New Brunswick, a single rate of 15% is added to the price before tax, and this constitutes the total payable. Since VAT is a single tax, you don't have to add separate federal and provincial portions: the calculator uses the exact rate and applies it automatically, which avoids rounding errors on your invoice.
A taxable sale (the majority of cases) is charged 15% VAT. A zero-rated sale is charged 0%, but the business can usually recover the tax paid on related purchases. An exempt sale is tax-free, and the business cannot recover the tax paid on related inputs. The exact categories (basic food, health, exports, financial services) are defined by the CRA.
| Item | What the tool shows |
|---|---|
| Country and jurisdiction | New Brunswick (HST 15%) by default, and the other provinces and territories of Canada |
| Rates applied | The 15% HST in New Brunswick, and the 2026 rates in other jurisdictions |
| Calculation of the total including tax | Subtotal, tax(s) and total automatically |
| Extraction including tax | Reverse calculation based on a VAT-inclusive amount |
| Multi-rate cases | In New Brunswick, the HST already represents a one-time tax of 15% |
| Update | 2026 rates, adjusted according to jurisdiction |
In New Brunswick, the HST is 15% (5% federal share + 10% provincial share), administered by the CRA. Rates effective 2026, source: Canada Revenue Agency Canada .
In New Brunswick, only one tax applies: the Harmonized Sales Tax (HST) at a rate of 15%. It combines the federal (5%) and provincial (10%) portions into a single tax, administered by the CRA. There is no separate provincial sales tax to add. Certain categories of goods may be zero-rated or exempt.
Enter your total amount including VAT and specify that the tax is already included: the tool calculates the subtotal excluding VAT by dividing by 1.15 (the combined VAT rate of 15%), then displays the VAT separately. Our calculator performs this calculation automatically.
In New Brunswick, the obligation to register for and collect HST applies as soon as your taxable sales exceed $30,000. Once registered, the business charges HST to its customers, files periodic returns, and remits the net tax to the CRA. An accountant can confirm your obligations based on your business activity.
VAT registration becomes mandatory once taxable turnover exceeds €30,000 for four consecutive quarters (below this threshold, the company is considered a small supplier). Below this threshold, the company generally does not charge VAT, but it also cannot reclaim VAT paid on its purchases. Voluntary registration remains an option for recovering these taxes.
A registered business can deduct the VAT it paid on its business expenses from the VAT it collected on its sales, and then remit the difference to the IRS (or receive a refund if it is negative). These are input tax credits (ITCs), recoverable in New Brunswick as everywhere the HST applies.
Bankeo finds the ideal accountant for New Brunswick entrepreneurs, specializing in VAT, tax returns, and bookkeeping. The service is free for the entrepreneur. Our team understands your situation, your industry, and your needs, then introduces you to verified accountants capable of managing your returns and tax strategy, and remains by your side afterward.
How VAT works for SMEs.
Read the article →Registration steps, required documents and deadlines to be respected.
Read the article →Calculation, frequency and delivery obligations.
Read the article →How to recover taxes paid on your commercial purchases.
Read the article →Calculate the sales tax in another department:
Quebec (GST and QST) · Ontario (HST) · British Columbia (GST and PST) · Alberta (GST) · Manitoba (GST and RST) · Saskatchewan (GST and PST) · Nova Scotia (HST)
Bankeo finds entrepreneurs the ideal accountant, specializing in taxation, sales tax, and tax returns. Free service, no obligation, and we'll be there for you every step of the way.
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